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This is because of our strong team of investment professionals, who have an unwavering investment philosophy and a focus across our business model, and we have formed many strong distribution partners over the many years. PI had a solid half and it benefited from market movements. I note though that performance against benchmarks does remain challenging, and we are, of course, fundamentally, a value investor. Importantly, PI's margins were maintained. This was achieved in a very competitive environment and is testament to our disciplined business model and approach to pricing. We have, very excitingly, appointed David Lane as the new Group Executive to run Perpetual Investments. David will start at Perpetual in April. I've known David for over six years now. He's a very strong leader with broad experience, both in Australia and in the US, across distribution and in investment management. He and the whole PI leadership team will drive the business forward for profitable growth.

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